Specialized Insurance | COMMERCIAL
Specialized Insurance Services, Inc. has insured businesses in Virginia and it’s contiguous states since 2002. Construction, habitation, real estate, health care, distribution, restaurants and service providers are industries that we enjoy and where we thrive.
Richmond Charlottesville Chesapeake General Liability Insurance Workers Compensation Insurance Workers comp insurance Workers comp Workmens comp Workmans comp Commercial Auto Insurance Home insurance Homeowners insurance Personal umbrella Car Insurance Auto insurance Builders Risk Property Insurance Umbrella Insurance Inland Marine Equipment insurance contractors liability contractors insurance restaurant liability restaurant insurance ghost policy apartment insurance renters insurance tenant liability condo insurance lessors risk employment practices liability D&O Directors & Officers liability
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We also provide Bonds, Builders Risk, and Personal & Life.


Large or small, new or existing, every business is unique and requires distinctive coverage and service that reflects the tone of its operations and culture.  Our pledge to businesses is that we never oversell coverage and our pricing is always competitive.  Policies and related services we offer include:


  • General and Professional Liability
  • Umbrella/Excess Liability
  • Workers’ Compensation
  • Commercial Auto
  • Trucking
  • Inland Marine
  • Builders Risk
  • Employment Practices Liability
  • Cyber Liability
  • Directors & Officers
  • Errors & Omissions
  • Crime
  • Bonds
  • Flood