Specialized Insurance | ABOUT
Specialized Insurance Services, Inc. has insured businesses in Virginia and it’s contiguous states since 2002. Construction, habitation, real estate, health care, distribution, restaurants and service providers are industries that we enjoy and where we thrive.
Richmond Charlottesville Chesapeake General Liability Insurance Workers Compensation Insurance Workers comp insurance Workers comp Workmens comp Workmans comp Commercial Auto Insurance Home insurance Homeowners insurance Personal umbrella Car Insurance Auto insurance Builders Risk Property Insurance Umbrella Insurance Inland Marine Equipment insurance contractors liability contractors insurance restaurant liability restaurant insurance ghost policy apartment insurance renters insurance tenant liability condo insurance lessors risk employment practices liability D&O Directors & Officers liability
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Our philosophy is that businesses and families deserve plain spoken risk management advice and comprehensive insurance policies at a price they can afford.  It doesn’t matter if you are starting a business, hiring employees, buying a building, a new vehicle or building a home.  To us, these are opportunities.  It is our pride and passion to help create opportunities for businesses and families.  We do this by applying practical, appropriate coverage with cost effective policies from insurance carrier partners who are long-term focused on the demands of similar clients, with similar risk profiles.


An old carpenter saying we’re fond of is measure twice, cut once.  No matter the profession one must be mindful of efficiency and waste.  At the top of our staff’s mighty skill set is our eagerness to listen.  Understanding correctly the unique needs of our clients allows us to better apply necessary coverage and service from the beginning.  Our commitment to efficiency and avoiding mistakes begins by listening.


Construction, habitation, real estate, health care, distribution, restaurants, non-profits and service providers are industries that we enjoy and where we thrive. We routinely receive quality agent awards from our insurance carrier partners and, in full circle, pass down the fruits of our carrier relationships to clients with speedy, innovative service and competitive premiums.